Tuesday, October 6, 2015

Text Message Scam Targeting Your Banking Information

Rule #1: Don't trust emails or text messages even though they are from your banks and other services. If something needs to be updated, always log in into your account at the official website. 

There is a scam going around where people are receiving text messages to update their bank account's profile. They even include a convenient link you can click on. [Don't click the link.] It is a scam to steal your personal and banking information.

They BBB has great advice to protect yourself:

  • Just hit delete! Ignore instructions to confirm your phone number or visit a link. Some scam texts instruct you to text "STOP" or "NO" to prevent future texts. But this is a common ploy by scammers to confirm they have a real, active phone number.
  • Read your phone bill. Check your phone bill for services you haven't ordered. Some charges may appear only once, but others might be monthly "subscriptions."
  • Know your rights. Real commercial text messages must provide a free, easy way for you to opt out of future communication. Learn more here.
  • Know how to combat spam texts. In Canada, an anti-spam law covers text messages. Learn more about reporting and fighting spam here. In the U.S., forward the texts to 7726 (SPAM on most keypads). This will alert your cell phone carrier to block future texts from those numbers.
  • Watch out for look-alike URLs. Just because a URL has the name of a real company in it, doesn't mean it's legitimate. Anyone can register a sub-domain (realcompany.website.com) or similar URL (realcompany1234.com).
  • Ask your phone carrier about blocking third-party charges. Mobile phone carriers permit outside businesses to place charges on your phone bill, but many carriers also allow you to block these charges for free.

Read more here:



Monday, October 5, 2015

T-Mobile/Experian Data Breach Affects 15M Customers

T-Mobile said "the hacker acquired the records of approximately 15m people, including new applicants requiring a credit check for service or device financing from September 1 2013 through September 16 2015".

As much as this affects T-Mobile customers, not all records stolen were T-Mobile customers since this was a attack on Experian. The really terrible thing about this breach is that the hackers have enough data to file for a person's income tax return. Talk about a identity theft nightmare in the making.

However, you may still be protected. If you feel you've been affected by this data breach you can sign up for a complimentary membership to Experian's very own ProtectMyID Elite: http://www.protectmyid.com/

Take advantage of this free service. It will protect you from any identity theft attempts.

Learn more about this attack here:



Thursday, July 23, 2015

Boil Water Notification Issued by the City of Corpus Christi

From the City of Corpus Christi News section:

What should I do? What does this mean?
• DO NOT DRINK THE WATER WITHOUT BOILING IT FIRST. Bring all water to a boil, let it boil for one minute, and let it cool before using, or use bottled water. Boiled or bottled water should be used for drinking, making ice, brushing teeth, washing dishes, and food preparation until further notice. Boiling kills bacteria and other organisms in the water. 
• *Fecal coliforms and E. coli are bacteria whose presence indicates that the water may be contaminated with human or animal wastes. Microbes in these wastes can cause diarrhea, cramps, nausea, headaches, or other symptoms. They may pose a special health risk for infants, young children, and people with severely compromised immune systems.* 
• The symptoms above are not caused only by organisms in drinking water. If you experience any of these symptoms and they persist, you may want to seek medical advice. People at increased risk should seek advice from their health care providers about drinking this water. 
What is being done? 
We are chlorinating and flushing the water system. We will inform you when tests show no bacteria and you no longer need to boil your water. We anticipate resolving the problem within the week. 
For more information, please contact Gabriel Ramirez, at (361) 826-1202 or 1201 Leopard Street. General guidelines on ways to lessen the risk of infection by microbes are available from the EPA Safe Drinking Water Hotline at 1-800-426-4791.

Read more here: http://www.cctexas.com/news-center/index 

Sunday, June 28, 2015

Tech Support Scam is Affecting More People

In recent times, I've been getting more and more calls about this issue.

Not too long ago, I had a customer message me in a panic. She was saying that a lady told her over the phone that her computer was hacked and would crash in two days. Of course, I probed for more information. Turned out that she received a pop up on her Macbook and called the number within the pop up.

On the other end was a person saying she represented Mac Tech Support. She talked the customer into downloading a remote support app and took over the computer. She went on to show the customer that there were errors and viruses on the computer. She then demanded $260 to solve the problems or the computer would crash and she would lose all of her files.

First and foremost, this is a scam. Microsoft or Apple will not contact you directly about a problem on your personal computer. Do not call the number. Just close the message. As a precaution, you can download Sophos antivirus for Mac or AVG Free for Windows. They are free and legit.

But, the main thing is to never let anyone take over your computer remotely. There's no telling what files they're copying,or deleting. Even worse, what programs they can be installing to crash your computer or track your activity. This is where the threat of identity theft becomes very real. Don't give out your contact information and credit card number.

If they call, hang up.

Browse safely. And, always back up your files.

Thursday, June 4, 2015

Facebook Scam Alert!

This scam is designed to steal your personal information and credit card account. Don't click on it. Don't fill in your login information. And, definitely, don't give your credit card number to anyone.

The scam starts with a message from an account called "Facebook recovery" that appears as a reply to one of your Facebook messages. It warns that your account will be disabled because of abuse reported by other users. Take a look at the full text below.